¿ìèÊÓÆµ

Your web browser is outdated and may be insecure

The ¿ìèÊÓÆµ recommends using an updated browser such as or

¿ìèÊÓÆµ indemnity scheme

Here you'll find information about our indemnity scheme including our most commonly asked questions. 

The ¿ìèÊÓÆµ indemnity scheme may cover you against the financial consequences of a claim against you for clinical negligence. 

Generally, the ¿ìèÊÓÆµ scheme could cover the following groups of members:

  • the self-employed
  • members who don’t work under a contract of employment (such as agency or bank workers)
  • volunteers, and
  • those acting in a Good Samaritan capacity.

The ¿ìèÊÓÆµ indemnity scheme is not a policy of insurance. It is therefore very important that you check the terms and conditions as outlined in our comprehensive terms and conditions document

There’s no need to pay anything extra. ¿ìèÊÓÆµ indemnity is included in your membership fee, provided you meet the eligibility criteria.

Your questions answered

Some of our frequently asked questions about ¿ìèÊÓÆµ indemnity.

Are you (or will you be) working under a contract of employment?

Please read section 2 of the indemnity terms and conditions for background if you need it.

If you're not sure whether you're an employee, you should ask for a copy of your contract and seek clarification from your manager without delay. 

If you're sure, select Yes or No below:



Are you (or will you be) in the right category of ¿ìèÊÓÆµ membership?

This FAQ may help answer any questions you have about your membership. It will also tell you the best ways to get in touch if you need to update anything.  

There are three main categories of ¿ìèÊÓÆµ membership:

  • Nurse (full or first year discount; for nurses and midwives)
  • Health Practitioner (full or first year discount; for health care assistants, assistant practitioners, Nursing Associates and other support workers)
  • Student (for student nurses, student midwives and nursing degree apprentices)

Within each category, there are sub-categories.

The following sub-categories do not include ¿ìèÊÓÆµ indemnity cover as a benefit:

  • Voluntary break
  • Retired
  • Joint educational membership (between the ¿ìèÊÓÆµ and the RCM/UCU/EIS; please check your eligibility for indemnity cover with them).

If you’re unsure, you can check your membership at My¿ìèÊÓÆµ.


Are you (or will you be) an agency or bank worker?
Are you self-employed or running your own business?